Claire LeBlanc - REALTY EXECUTIVES



Posted by Claire LeBlanc on 10/10/2018

A lot changes when you move into a new home. For the first few weeks you’ll most likely be focused on getting everything arranged and put away in their proper locations. You’ll be adjusting to your new work commute, meeting the neighbors, finding out where to shop, and so on.

It’s easy to forget about updating your budget during the first couple of months in your new home. However, if you want to be mindful of your spending and gauge the true cost of living in your new home, it’s essential to start tracking expenses and creating your budget as soon as possible.

In this article, we’re going to show you how to make a new budget for your new home so that you can start accurately planning your long term finances. That way, you and your family can rest assured that you aren’t living above your means in your new home and can stop stressing about spending.

Cost of living changes

When most of us move we think about the change of our mortgage payments, property taxes, and home insurance. However, there are several smaller changes that will occur in your day-to-day spending habits that you might not think to update in your budget.

First off, make a note of how much you’re spending on transportation (whether it’s train fare or gas for your car) in your new home and adjust this on your budget. This is hard to predict before you move since you can’t be sure of the traffic patterns until your first trip to the office.

Next, make a list of your monthly services, including utilities. We’re talking about internet, cable, trash and recycling, heating and electricity, and so on. At the end of the first month, add each of those to your budget and decide if you want to spend less on any of them.

One surprise expense that many people have when they move is the cost of internet. Your old plan at your former residence might not cut it if you move to an area with different coverage.

Furnishing your new home

Even if you’re moving with most of your furniture and appliances, there will likely still be expenses that you’ll need to plan for in your new home.

It might be tempting to make all of these purchases at once so that you can feel like your move is “complete.” However, the best course of action is to include these items into your monthly budget so that you are prepared for emergency expenses.

Decide which items you need the most in your new home, and prioritize purchasing those on the first month. You’ll likely realize after just the first couple of nights in your new house which items you need now and which can wait.

Budgeting apps and tools

Everyone has their own preferred method of record-keeping. Some people keep their budget in a notebook or planner, whereas others like to use an app that they can access on their phone or laptop.

There are dedicated budgeting apps and web applications that link to your bank account and tell you how much left you can spend that month and if there is an issue with your budget. Several such apps are available for free in both Android and Apple app stores.

For a simpler budget, you can simply use the spreadsheet application of your choice (Excel, Numbers, and Google Sheets are all sufficient).

Regardless of what tool you use, make sure you check in on your budget frequently to ensure you’re sticking to it and making adjustments as needed.




Tags: budgeting   budget   moving  
Categories: Uncategorized  


Posted by Claire LeBlanc on 10/4/2018


38 Sleigh Rd, Chelmsford, MA 01824

Single-Family

$520,000
Price

12
Rooms
6
Beds
2/1
Full/Half Baths
OPEN HOUSE SUN. OCT. 7TH FROM 11:30-1:00! This is a large 12 room house with 3 bdrms on one side and 3 more bdrms attached (formally garage, could be an in law apt) in a VERY desirable neighborhood in South Chelmsford! 1st floor has eat in kitchen, living rm, family/TV rm,formal dining rm and FEATURES a light and airy sun room with tall ceiling and skylights and 1st floor full bath! 2nd floor has 3 bdrms.,1 full bath, 1/2 master bath! Attached left side is the former garage that was renovated into a 3 bedroom apt., with additional room, (now being used as a playroom) shared common kitchen and baths. Many updates through out the house including, newer roof, some windows, exterior painting. Gas heat. PLUS GREAT ADDITIONAL BASEMENT SPACE,with fireplace,there's so much potential! Large lot, almost an acre, plenty of space for outdoor play and activities! 1/2 mile to newly created 12 mile paved bike trial! Great commuter location. Only minutes to Rt. 495,3 & 2!
Open House
Sunday
October 07 at 11:30 AM to 1:00 PM
Price improvement! Send your buyers to see this spacious home! Best, Claire
Cannot make the Open Houses?
Location: 38 Sleigh Rd, Chelmsford, MA 01824    Get Directions

Similar Properties





Categories: Open House  


Posted by Claire LeBlanc on 10/4/2018


38 Sleigh Rd, Chelmsford, MA 01824

Single-Family

$520,000
Price

12
Rooms
6
Beds
2/1
Full/Half Baths
OPEN HOUSE SUN. OCT. 7TH FROM 11:30-1:00! This is a large 12 room house with 3 bdrms on one side and 3 more bdrms attached (formally garage, could be an in law apt) in a VERY desirable neighborhood in South Chelmsford! 1st floor has eat in kitchen, living rm, family/TV rm,formal dining rm and FEATURES a light and airy sun room with tall ceiling and skylights and 1st floor full bath! 2nd floor has 3 bdrms.,1 full bath, 1/2 master bath! Attached left side is the former garage that was renovated into a 3 bedroom apt., with additional room, (now being used as a playroom) shared common kitchen and baths. Many updates through out the house including, newer roof, some windows, exterior painting. Gas heat. PLUS GREAT ADDITIONAL BASEMENT SPACE,with fireplace,there's so much potential! Large lot, almost an acre, plenty of space for outdoor play and activities! 1/2 mile to newly created 12 mile paved bike trial! Great commuter location. Only minutes to Rt. 495,3 & 2!
Open House
Sunday
October 07 at 11:30 AM to 1:00 PM
Price improvement! Send your buyers to see this spacious home! Best, Claire
Cannot make the Open Houses?
Location: 38 Sleigh Rd, Chelmsford, MA 01824    Get Directions

Similar Properties





Categories: Price Change  


Posted by Claire LeBlanc on 10/3/2018

Selling your home may seem like a relatively simple process. You hire an agent, let them take pictures and show the house to prospective buyers, accept an offer, and then close… right?

In reality, there’s a lot that goes into the selling process; especially if you want to have a smooth home sale.

Matters are further complicated by hr fact that most sellers are also in the process of buying, closing, and moving into their new home.

To make the most of your time in the weeks or months leading up to your sale, I’ve put together a list of tips that you can use to get ahead of the curve, making your sale as problem-free and simple as possible.

Set deadlines

One of the most important lessons homeowners learn when they sell their first home is how quickly moving day creeps up on them. Make a list of all of the things you need to do before you hand over the keys, and set dates and reminders in your calendar for those tasks.

You can do this if you’re in the beginning stages of finding out when you want to sell by, or if you’re in the final stages of packing and moving your belongings to your new home. Regardless of where you are in the home sale process, you can always benefit from preparedness.

Find an agent

To get the ball rolling, reach out to a real estate agent sooner rather than later. They’ve been through this process several times before and will be able to give you advice that is catered to your specific situation.

Make sure your home is ready for sale

We all love our homes and value the time and effort we put into them. But, to get top dollar for your home and ensure a smooth sale, you’ll probably need to do some work.

This can include getting an inspection to ensure that the vital components of your home are working properly. Knowing this now can save you time and headaches if a buyer’s inspector finds an issue with your home that you weren’t aware of.

Similarly, you’ll want to make your home move-in ready by making small repairs, putting a fresh coat of paint, and cleaning up the exterior of the home.

Do your research when setting a price

Setting the price of a home is not a road you want to take shortcuts on. Research prices for comparable homes in your area, consider recent repairs you made, and value the home at what you think is a fair price.

However, don’t get too attached to one number and be prepared to adapt based on the offers you receive.

Have a moving day plan

Planning for moving day could be its own separate blog post. You’ll want to start packing things you don’t need early on in the process. Then, make arrangements for young children or pets, so that you can focus on the move rather than keeping track of everyone else.




Categories: Uncategorized  


Posted by Claire LeBlanc on 9/26/2018

If a seller approves your offer to purchase his or her house, conducting a home inspection likely will be the next step of the property buying cycle. Although you may have the option to forgo a house inspection, you should not avoid this evaluation. Because if you forgo a home inspection, you may wind up purchasing a house that fails to meet your expectations.

Ultimately, there are many reasons to perform a house inspection before you finalize a home purchase, and these reasons include:

1. You can gain deep insights into a house's condition.

A home showing enables you to get an up-close look at a residence so you can determine if a residence is right for you. Meanwhile, an inspection goes one step beyond a showing, as it allows you to work with a property expert to analyze all aspects of a house.

During a home inspection, a property expert will walk through a house and analyze the residence's underlying condition. Then, this property expert will provide an inspection report that details his or her findings.

It is important to assess an inspection report closely. That way, you can learn about a home's condition and decide whether to continue with a house purchase.

2. You can review potential property repairs.

If you want to identify potential house repairs, a home inspection is key. If you conduct a home inspection, you can find out about possible property repairs, review the costs associated with them and plan accordingly.

Of course, if the costs of home repairs are significant, you may want to request a price reduction from a house seller. On the other hand, if various home repairs are simple to complete on your own, you may want to proceed with a home purchase.

3. You can make the best-possible homebuying decision.

Let's face it – buying a home may be one of the biggest decisions you will make in your lifetime. If you make a poor decision, you may suffer the consequences of your choice for an extended period of time.

Thanks to a home inspection, you can gain the insights you need to make a data-driven home purchase. Best of all, you can use a home inspection to perform a full analysis of a house and feel good about your decision to buy a residence.

As you get ready to pursue a house, you should hire a real estate agent as well. This housing market professional can help you prepare for a house inspection and complete other homebuying tasks.

For example, a real estate agent will attend a home inspection with you. And after a home inspection is finished, you and your real estate agent can review the inspection results together. Finally, your real estate agent can offer an honest, unbiased recommendation about how to proceed following a house inspection.

Ready to find and acquire your dream home? Conduct an inspection as part of the homebuying process, and you can learn about a house and determine whether a residence matches your expectations.




Categories: Uncategorized